Understanding Roof Warranties: What’s Actually Covered?

Replacing or installing a new roof is a big investment—and one of the best ways to protect that investment is through a roof warranty. But not all warranties are created equal, and many homeowners don’t fully understand what’s actually covered until a problem arises. Let’s break it down.

1. The Two Main Types of Roof Warranties

a. Manufacturer’s Warranty
This covers the roofing materials themselves. If shingles, tiles, or metal panels fail prematurely due to a manufacturing defect, the manufacturer may repair or replace them.

Typical coverage: 20–50 years (varies by product)
Usually excludes: Installation errors, weather damage, or lack of maintenance

b. Workmanship Warranty
Offered by your roofing contractor, this covers installation errors. If a leak or problem occurs because of improper installation, the contractor is responsible for repairs.

Typical coverage: 1–10 years (varies by company)
Usually excludes: Damage from storms, accidents, or homeowner neglect

2. What’s Commonly Covered

Material defects (manufacturer warranty)
Installation mistakes (workmanship warranty)
Premature shingle curling, cracking, or blistering
Certain water leaks caused by covered defects

3. What’s Usually Not Covered

Storm damage (hail, wind, falling debris)
Normal wear and tear
Lack of maintenance (e.g., clogged gutters, neglected repairs)
Damage from other trades (e.g., satellite dish installation)
Mold or mildew issues

4. Tips to Protect Your Warranty

Hire a certified contractor — Some manufacturer warranties require certified installers.
Register your warranty — Many warranties need to be activated within a set period.
Keep records — Save all receipts, contracts, and inspection reports.
Schedule regular inspections — Prevent small issues from voiding coverage.

Final Thought:
A roof warranty can give you peace of mind, but only if you understand the details. Always read the fine print, ask questions, and choose a reputable contractor who stands behind both the materials and the installation. That way, your roof—and your investment—will be protected for years to come.